Most of the companies run and operate on credit and it’s the bank or finance corporation that lends them the credit to conduct the business. Being a credit manager, it’s your job to access, analyze and research on the clients and get to know their credit history so that there won’t be any problem in the future. A credit manager is the supervisor of the team that deals with lending credit to companies, businesses and organizations.
Job responsibilities of credit manager:
- Meeting with clients and understanding their credit needs and requirements
- Researching the history of clients in order to understand their previous credit situations
- Communicating with the banks and other credit firms to analyze each client’s credit issues
- Deciding whether to allow credit to a company or not
- Choosing the limit of credit for each client
- Creating terms and conditions for each client
- Managing a group of credit controlling employees
- Negotiating with the clients in case of any problem in the credit payment
Salary of a credit manager:
The salary of a credit manager depends on the company or business, the experience he has and the geographical location of the company. In United States these managers earn more than the countries in Asia and Europe. Usually a credit manager earns around $60000 per year.
Here is preview of a Free Sample Credit Manager Resume created using MS Word,
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Required skills for credit manager job:
- Excellent skills of problem solving
- Good knowledge of accounting and finance
- Research and financial analysis skills
- Good communication skills
- Excellent team player
- Time management skills
- Critical decision making skills
- Being able to manage and motivate the team members
- Being able to create strategies to increase the productivity of the business
Useful tips for creating credit manager resume:
- While applying for a job, your key objective is to get the job so there is no need to add any objective on the resume because most of the employers don’t care about it as much as you think.
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